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Learn How To Check Your Account Balance

You can also check EPFO Balance through SMS using your UAN. (Representational)

The Employees’ Provident Fund Organisation (EPFO) has started crediting interest for the financial year 2022-23 (FY23) to the EPF accounts. Subscribers can soon expect the interest amounts to reflect in their total PF balance.

A few EPFO members have already received the interest amounts. Currently, the interest rate for FY 2022-23 is 8.15%.

Earlier, responding to a query on X (formerly Twitter) about crediting the interest to PF accounts, the provident fund regulatory body said, “The process is in the pipeline and may be shown there very shortly. Whenever the interest will be credited, it will be accumulated and paid in full. There would be no loss of interest. Please maintain patience.”  

To check whether the interest has been credited, subscribers can access their passbook online via the EPFO website or UMANG App. The EPFO subscribers can also check their balance through SMS.

How to check EPFO Balance Online

•    Visit the employees’ portal of EPFO at

•    On the homepage, click on ‘Services’ and choose ‘for employees’ from the dropdown list.

 •   Click on ‘Member Passbook’ link and it will lead to the log in page.

•    Login to the account by using your Universal Account Number (UAN), password and captcha.  

•    You can check your account details and EPF balance.

EPF Balance On UMANG App

-Open Umang App and log in using your mobile number and OTP or MPIN

-After logging in select EPFO

-Click con view Passbook

-Enter your UAN and click on get OTP

-Enter the OTP

-You can see your EPF account details; select the member ID and download the e-passbook.  

Check EPFO Balance Through SMS

You can also check EPFO Balance through SMS using your UAN. Send “EPFOHO UAN ENG״ to 7738299899 from your registered mobile number to receive the account balance details in English. The service is now available in English,  Hindi, Punjabi, Gujarati, Marathi, Kannada, Telugu, Tamil, Malayalam and Bengali.

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